Chase Sapphire cardholders got a new Lyft perk this week, and lost a few old ones at the same time. Amex told charge cardholders that a payment feature most people never think about will soon be switched on for good.
Chase points theft through Amazon also kept spreading, and Chase announced that The Edit will include vacation homes next year. Here's what changed and what it means for your cards, points, and perks.
1. Chase DashPass members get Lyft Go, but old Lyft discounts end Nov 11
Lyft and DoorDash launched Lyft Go on November 5. If you get complimentary DashPass through an eligible Chase card, such as the Sapphire Preferred or Sapphire Reserve, you can add Lyft Go at no extra cost.
- You earn 8% of the base fare back as Lyft credits, up to $40 a month.
- Credits can be used on Lyft rides or DoorDash orders.
- Credits expire 60 days after you earn them, and you have to select them to use them.
- You must activate Lyft Go through DoorDash, even if your accounts are already linked.
- The old DashPass ride perks end at 11:59 p.m. PT on November 11, or as soon as you activate Lyft Go. That includes 5% off on-demand rides, 10% off scheduled airport rides and two free Priority Pickup upgrades a month.
- Sapphire Reserve's separate $10 monthly Lyft credit stays.
PerksRadar's take: This is a gain if you take regular rides often, and a step back if you mainly booked discounted airport rides or used Priority Pickup. If you have an airport trip coming up, you may want to take it before activating. Because credits expire after 60 days, they're only worth something if you ride or order often enough to spend them. Some Reddit users say fares looked higher after activating; that's one person's experience, so compare prices before you ride.
2. Amex will switch on Pay Over Time for charge cards on Feb 1, 2027
American Express emailed charge cardholders that Pay Over Time will be set to On for eligible accounts on February 1, 2027. Reports say you won't be able to turn it off after that.
- Pay Over Time lets you carry part of your balance with interest, up to a limit.
- After the change, your statement will show a minimum payment due as an option.
- You can still pay your balance in full every month and avoid interest.
- Until February 1, you can still choose whether it's on or off.
PerksRadar's take: If you pay in full every month, nothing changes for you. The main loss is the occasional bonus points offer Amex used to give for turning the feature on. Check that your autopay is set to the full statement balance, not the minimum, so a setting you didn't choose doesn't cost you interest.
More changes mean more dates to remember. Choose your cards on PerksRadar and get reminders before your benefits reset.
3. Chase points are being stolen through Amazon. Protect yours now
More Chase cardholders reported this week that their Ultimate Rewards points were drained, in some cases hundreds of thousands of points. The scam has been tracked since October.
- Thieves add a stolen Chase card number to their own Amazon account and pay with the card's points through Shop with Points.
- Chase doesn't send an alert when this happens, so many people only notice when their balance drops.
- Users say Chase restores points after a fraud claim, but it can take weeks.
- Some reports say Chase or Amazon has stopped new pay-with-points enrollments. Chase hasn't announced this publicly.
PerksRadar's take: Check your Ultimate Rewards redemption history now, not just your balance. In your own Amazon account, turn off Shop with Points or unenroll cards you don't want used. If you see a redemption you didn't make, call Chase and report it as fraud right away, and keep notes of every call. A large points balance sitting unused is a bigger target, so it's worth having a plan for it, but don't rush into a poor-value transfer just to empty it.
4. The Edit adds 10,000+ vacation homes in 2027
Chase says more than 10,000 vacation homes will join The Edit on January 1, 2027.
- Sapphire Reserve and J.P. Morgan Reserve cardholders can use their Edit credit on these homes.
- Stays of four nights or more come with a $150 in-stay credit.
- Homes must be booked at least seven days in advance for now.
- Points Boost won't apply to Edit vacation homes at launch.
PerksRadar's take: If you've struggled to find an Edit hotel that fits your plans, homes may make the credit easier to use, especially for longer family trips. Compare the total price with booking the home directly, because Edit rates aren't always the cheapest. Since the credit is split into two halves each year, note which half you're using before you book.
Juggling credits, offers and annual fees on several cards? PerksRadar reminders help you keep track of what each card gives you and when.
What to check this week
- If you have a Chase Sapphire card with DashPass, decide whether to take any discounted airport rides before November 11, then activate Lyft Go.
- If you have an Amex charge card, make sure autopay is set to pay the full statement balance before February 1, 2027.
- If you have Chase points, check your redemption history and turn off Shop with Points on Amazon.
- If you have the Sapphire Reserve, see whether a vacation home in The Edit could help you use next year's credit.
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Expiring Lyft credits, semiannual hotel credits and new payment settings: it's easy to miss a date that matters.
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Offers and benefits can change. Check your account's current terms and your card's benefits guide before applying, transferring points, or making a booking.