Frequently asked questions
What does PerksRadar do?
Premium credit cards pay you back in small credits that reset on their own schedules — monthly, quarterly, twice a year or once a year — and whatever you do not use by the deadline is lost. You tell PerksRadar which cards you hold; it works out when each credit resets and emails you before the deadline passes.
Which cards are supported?
Cards from American Express, Chase, Capital One, Citi, Bank of America, U.S. Bank, Wells Fargo, Bilt and Discover, each with its recurring benefits and the date each one resets. If your card is missing, use the "My card isn't listed" link when you pick your cards; the most-requested cards are added first.
When will I get emails?
Straight after you sign up you get a welcome email listing every benefit on the cards you chose. After that, a reminder email goes out on the 25th of each month, covering the credits that run out before the month ends, longer-period credits ending within the next three weeks, and activation windows about to open. If nothing is due that month, no email is sent.
Between those monthly emails you may get a few short, separate ones: a heads-up when an annual credit worth $100 or more ends within seven days and has not already been flagged; an annual-fee heads-up about 30 days before a card's fee is expected, if you have told us the card's expiry month; and an alert when a points transfer bonus we judge worth a look opens for a points currency your cards earn, sent once per bonus.
How much does it cost?
Nothing. PerksRadar is free.
Do you need my bank login or card number?
No. PerksRadar never connects to your bank and never asks for a card number. You tell us which card products you hold, nothing more. For cards with benefits tied to your cardmember year you can optionally give the month printed on the front of the card — never the year or the number.
How do I stop or change my reminders?
Every email has a one-click unsubscribe link and a link to your reminder settings. In your settings you can add or remove cards, switch individual benefits off, change your email address, turn off card suggestions, or unsubscribe. There are no passwords: if you do not have an email from us to hand, ask for a fresh link on the manage page.
Can I get reminders as notifications on my phone?
Yes. Open your reminder settings and turn on notifications for that device; each reminder email then also arrives as a notification. On an iPhone or iPad this only works from the Home Screen app: in Safari tap Share, then Add to Home Screen, open PerksRadar from there, sign in with a code we email you, and turn notifications on. On Android and in desktop Chrome or Edge you can turn them on straight from the browser, or install PerksRadar as an app first.
Email stays on either way: notifications are an extra, never a replacement.
Where does the benefit information come from?
From each issuer's own published terms — the card's product page, benefit pages or terms documents. Where the issuer does not say, a co-brand partner (an airline or hotel, for example) or a reputable third party is used instead. Each card's page links the sources its benefits were read from.
Issuers change their terms without notice, so confirm with yours before relying on a credit. If something looks wrong, every card's page has a way to report it.
Is PerksRadar affiliated with the card issuers?
No. PerksRadar is independent and is not affiliated with any card issuer.