Amex confirmed the change Platinum cardholders were worried about. Starting January 1, Fine Hotels + Resorts stays will need two nights to earn the hotel credit. Business Platinum cardholders also learned that two more benefits will get narrower in February.
There was some good news too. Bilt added JetBlue as a transfer partner, Alaska's Atmos cards have bigger welcome offers, and Delta is keeping its status requirements the same for 2027. Here's what changed and what it means for your cards, points, and perks.
1. Amex Platinum hotel credit will require two nights from January 1
Amex has confirmed that, effective January 1, 2027, Fine Hotels + Resorts (FHR) bookings must be at least two nights to qualify for the $600 Lodging Credit. Today a one-night FHR stay counts. The Hotel Collection already required two nights.
The credit itself stays the same size: up to $300 in statement credits from January to June and up to $300 from July to December. It's been renamed from "Hotel Credit" to "Lodging Credit" because it now also covers prepaid Airbnb Luxe stays of two nights or more. All of these must be prepaid and booked through AmexTravel.com or the Amex Travel app. The change applies to both the Platinum Card and the Business Platinum Card
Amex also added:
- 5x points on Airbnb: prepaid Airbnb bookings made through Amex Travel earn 5x Membership Rewards points.
- Airbnb Experiences credit: a new statement credit (reported at $250) for Airbnb Experiences that unlocks after you make a qualifying Airbnb Luxe booking.
On its earnings call this week, Amex's CEO also said more "controls" on how people use card benefits are coming. He didn't say which benefits.
PerksRadar's take: If you like using the credit for a one-night stay, your July–December 2026 credit is the last one where that works. Amex's wording doesn't make clear whether January 1 applies to the booking date or the stay date, so if you're booking a one-night 2027 stay now, check the terms or ask Amex before you count on the credit. FHR rates can be higher than booking direct, so compare prices before you book just to use the credit. If the new rule means you won't use this credit, that's worth factoring into your next renewal decision.
2. Amex Business Platinum adds a workspace perk and narrows two others
Business Platinum cardholders got one new benefit and two cuts this week.
New now: a complimentary ZO membership from Tishman Speyer. It includes access to ZO Clubhouses and lounges in Boston, Chicago, Los Angeles, New York, San Francisco, and Washington, DC, up to 4 free day passes per month at ZO Studio coworking spaces, and up to $500 per calendar year in statement credits toward ZO event space bookings or a ZO Dining Club membership. You need to activate the membership with ZO.
Changing February 17, 2027:
- Wireless credit (up to $10 a month): only purchases made directly with Verizon, AT&T, T-Mobile, Frontier, Comcast, Charter, Spectrum Mobile, UScellular, Optimum, Ultra Mobile, or Mint Mobile will count. Smaller carriers such as Visible, US Mobile, Boost Mobile, and Total Wireless won't.
- Shipping bonus points: only purchases made directly with UPS, FedEx, USPS, Auctane, DHL, Worldwide Express, or Old Dominion will earn the bonus.
PerksRadar's take: If you pay a big carrier directly, nothing changes. If you use a smaller carrier, the wireless credit likely stops working on February 17, so the credit is worth about $120 a year less to you. Don't switch phone plans just for a $10 credit unless the new plan makes sense on its own. The ZO perk is only useful if you live in or often visit one of the six cities. If you do, it could be a real coworking option.
More changes mean more dates to remember. Choose your cards on PerksRadar and get reminders before your benefits reset.
3. Bilt adds JetBlue as a 1:1 transfer partner
On October 20, Bilt added JetBlue TrueBlue as its 27th travel partner. Points transfer at 1:1, so 10,000 Bilt points become 10,000 TrueBlue points.
- Transfers are in increments of 1,000 points.
- The minimum is 1,000 points for most members, or 2,000 for Bilt Blue members.
- You need to link your TrueBlue account in the Bilt app or on the website before your first transfer.
PerksRadar's take: JetBlue award prices follow cash fares, so TrueBlue points are usually worth a fairly steady amount, roughly in line with what the flight costs in cash. Many Reddit users hope for a JetBlue transfer bonus on Bilt's November 1 Rent Day. Bilt hasn't announced one. Recent reports also point to financial pressure at JetBlue. Transfers can't be reversed, so only move points when you have a specific flight ready to book. Compare with Bilt's other partners first.
4. Atmos Rewards cards have bigger welcome offers
Alaska Airlines and Bank of America launched new welcome offers on the Atmos Rewards cards:
- Atmos Rewards Summit ($395 annual fee): 100,000 points plus a 25,000-point Global Companion Award after spending $6,000 in the first 90 days. The Global Companion Award gives up to 25,000 points toward a companion's award ticket on the same itinerary.
- Atmos Rewards Ascent ($95 annual fee): 60,000 points plus a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 in 90 days. Spend $5,000 in the same 90 days for 20,000 more points, up to 80,000 in total.
No end date has been published. Some older review pages list a higher spend requirement for the Summit offer, so check the terms on the application page.
PerksRadar's take: These are strong offers if you fly Alaska or Hawaiian, or use their partners. Only apply if you can reach the spend with normal purchases. Reddit users debate whether the Summit's 25,000-point companion award beats the Ascent's $99 Companion Fare. It depends on how you travel, and some people hold both cards. Companion certificates come with expiration dates (the $99 Companion Fare is valid for 12 months), so note the date as soon as one posts.
Planning trips around new card offers and companion certificates? PerksRadar reminders can help you keep track of deadlines and the perks on each card.
5. Delta keeps its Medallion status requirements the same for 2027
Delta confirmed it won't raise its status requirements for the 2027 qualification year. This is the third year in a row with no change:
- Silver: 5,000 MQDs
- Gold: 10,000 MQDs
- Platinum: 15,000 MQDs
- Diamond: 28,000 MQDs
Your MQDs reset on January 1, 2027, and anything above your tier doesn't roll over. Status you earn in 2027 lasts through January 31, 2029. Some Delta Amex cards give a 2,500 MQD head start each year.
PerksRadar's take: Delta is now the steady option after United and Southwest made status harder to earn for 2027. If you're close to the next tier, the next two months are your last chance to count 2026 MQDs. Don't book extra trips or put extra spending on a card just to reach a tier unless you'll actually use the benefits. If your Delta card gives a head start, check when it posts so you can plan 2027 around it.
What to check this week
- If you have an Amex Platinum or Business Platinum, plan how you'll use your July–December Lodging Credit while one-night FHR stays still count.
- If you have a Business Platinum, check whether your wireless carrier and shipping companies are on Amex's list for February 17, 2027.
- If you have Bilt points, link TrueBlue only when you have a JetBlue flight in mind, and don't transfer on the hope of a bonus.
- If you're considering an Atmos card, check the current offer terms and whether the spend fits your budget.
- If you're near a Delta tier, compare your 2026 MQDs with the thresholds before the January 1 reset.
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Offers and benefits can change. Check your account's current terms and your card's benefits guide before applying, transferring points, or making a booking.